Texas Term Life
Have you ever wondered how your family would carry on if anything happened to you or your spouse? In most families today, there are many day-to-day expenses that add up. Wouldn’t it be nice to help them manage those expenses more easily?
A term life insurance product can help you do just that. Available in 10-, 15- and 20-year plans, there’s sure to be a policy that works best for you and your family. And, the coverage is so easy to apply for, just a few health questions on the application.
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This type of insurance policy is called a term life insurance policy, and it has lower death benefits which include $5,000 to $10,000 for the pay out. These benefits are then paid to a beneficiary, after you have passed, and this individual is able to use this money in any manner in which they see fit.
Texas term life insurance policy is the cheaper option to take when you are a diabetic, instead of taking out a whole life insurance policy, and burial insurance is usually a very cheap option to make.
However, the amount that you will have to pay will obviously depend on what the results of your medical exam leave for the insurance company. Your age and other health issues that you might have along with your diabetes, are what the underwriters in the insurance company are going to use to determine what you will be paying toward your burial life insurance policy. You can find this type of policy as low as $5 and all the way up to $1,000, therefore, it is crucial for you to make sure and shop around to find the perfect company and policy that is going to work the best for you and fit your needs and desires for what you are expecting in an insurance policy.
Buying life insurance is hardly an everyday purchase — you may do it only once or twice in a lifetime. So you may not know all the ins and outs of this important part of protecting your finances.
But you can benefit from the knowledge of people who deal with life insurance matters daily. Most people only need a large amount life insurance for 20 to 30 years,” typically to cover a mortgage, growing children or working years, and you could do with the savings from buying term life insurance.
Also some life insurance policies that allow you to access the death benefit money yourself while you are still alive under certain circumstances. Being able to tap into your policy this way could prove crucial if you become ill and need money to pay for living expenses or medical care.
Do you want to burden your family with medical bill, travel bills, funeral expenses and unpaid bills when you die? Of course not! The average cost of a funeral is over $7,755!* Now, here’s your opportunity to provide funds to help take care of those final expenses.
A Term Life insurance policy may be just what you need.
Here are the reasons why:
• • The death benefit can help your beneficiary pay off your obligations.
• Your premiums will remain level for the policy term period.
• Your policy will not be canceled during the term period, as long as you continue to pay premiums.
• Coverage is available immediately without any paramedical exam or lengthy underwriting process